Effective date: September 9, 2025
Altium Funding (altiumfunding.com) (“Altium Funding”, “we” or “us”) provides this privacy policy to explain how we collect, use, disclose, and protect your information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable privacy laws. This policy applies to our website and related services.
Information we collect
- Application data you provide, such as your business name, contact details, owner/officer names, bank statements, revenue information, and uploaded documents as part of funding applications.
- Communications such as emails, phone calls, SMS messages, and chat transcripts.
- Usage data, including your IP address, device and browser type, page visits, referrers, and cookies for analytics and site performance.
- Marketing preferences and consent records required under Canada’s Anti-Spam Law (CASL).
How we use your information
We collect and use your personal information to:
- Evaluate your eligibility and underwrite your application for funding.
- Verify your identity, detect and prevent fraud, and maintain security.
- Communicate with you about your application, account, or services.
- Operate, maintain, and improve our website and services.
- Comply with legal and regulatory obligations.
- Send marketing communications only where permitted by law and where you have provided consent. You can withdraw consent at any time.
Legal bases
We process personal information based on consent, to fulfill a contract (such as your funding agreement), legitimate interests (fraud prevention and service improvement), and legal obligations.
Sharing your information
We may share your personal information with:
- Funding partners, lenders, and underwriters to evaluate and fund your applications.
- Service providers who assist with hosting, analytics, payment processing, communications, and document storage. These providers are contractually obligated to protect your information.
- Affiliates or successors in the event of a merger or asset sale.
- Regulatory authorities, courts, and law enforcement when required or to protect our rights and the rights of others.
International transfers
Some service providers may process or store information outside Canada. We take steps to protect your information, including contractual safeguards and using reputable vendors.
Retention
We retain your information as long as necessary for the purposes described in this policy and as required by law, which generally requires us to keep records for at least seven years.
Security
We maintain administrative, technical, and physical safeguards to protect personal information, but cannot guarantee absolute security.
Your rights
You may request access to, correction of, or deletion of your personal information, or withdraw consent to our use of your information (subject to legal limitations). To exercise your rights, contact us using the details below.
Cookies and analytics
We use cookies and similar technologies to collect usage data and improve our services. You can manage cookies through your browser settings.
Marketing and CASL compliance
We send commercial electronic messages only with express consent or as permitted by CASL. Each message includes an unsubscribe option. To update your preferences, contact us.
Children’s privacy
Our services are intended for businesses. We do not knowingly collect personal information from children under 16.
Changes to this policy
We may update this policy from time to time. The “Effective date” at the top indicates when the policy last changed. Your continued use of our services after any changes means you accept the updated policy.
Contact
For any questions or privacy requests, contact our Privacy Officer at:
privacy@altiumfunding.com
Altium Funding
Unit 100, 400 Applewood Crescent
Vaughan, Ontario L4K 0C3
Canada
+1 (416) 572-9778